Capstone Credit Svc

(813) 949-0631

120 W Lutz Lake Fern Rd, Lutz, FL | Directions   33548

28.150843 -82.462887

Collection Agencies  more

Neighborhoods: Lutz

Capstone Credit Svc

Reviews for Capstone Credit Svc

3 months ago

this company has no fax number and fails to respond to emails

this is the letter i would suggest sending to them and if they answer good luck

Your Name

Your Address

Your City, State Zip

Collector’s Name

Collector’s Address

Collector’s City, State Zip


Re: Account Number XXXX-XXXX-XXXX-XXXX

Dear Collection Manager:

This letter is in response to your [letter / call / credit report entry] on [date] related to the debt listed above. I wish to save us both some time and effort by settling this debt.

Please be aware that this is not an acknowledgment or acceptance of the debt, as I have not received any verification of the debt. Nor is this a promise to pay and is not a payment agreement unless you provide a response as detailed below.

I am aware that your company has the ability to report this debt to the credit bureaus as you deem necessary. Furthermore, you have the ability to change the listing since you are the information furnisher.

I am willing to pay [this debt in full / $XXX as settlement for this debt] in return for your agreement to remove all information regarding this debt from the credit reporting agencies within ten calendar days of payment. If you agree to the terms, I will send certified payment in the amount of $XXX payable to [Collection Agency] in exchange to have all information related to this debt removed from all of my credit files.

If you accept this offer, you also agree not to discuss the offer with any third-party, excluding the original creditor. If you accept the offer, please prepare a letter on your company letterhead agreeing to the terms. This letter should be signed by an authorized agent of[Collection Agency]. The letter will be treated as a contract and subject to the laws of my state.

As granted by the Fair Debt Collection Practices Act, I have the right to dispute this alleged debt. If I do not receive your postmarked response within 15 days, I will withdraw the offer and request full verification of this debt.

Please forward your agreement to the address listed above. 


Your Name

Doesn't Recommend
10 months ago

first of all reportcredit who posted in may 2005 is a fake account im sure by one of them! and yea this is a very dishonest and fraudulent company there is no professionalism there and its almost as if they are taunting you to get a rise out of you by being disrespectful! i for one will agree to partner up with any one willing to destroy this company i had perfect credit till these people and the shameful crook who has connections with them ruined that, taking me from the 700s to the low 600s they are crooks and should be ashamed of being such dishonest and disrespectful people and the way the represent themselves only adds to the fact that they are aware what they are doing is wrong .....

by any chance did anyone get reported to them by baywater apartments ...>? it seems the lady there wonda is a class A con-artist and doesn't read the fine print in her own contracts either that or she's just a heartless crook. if so please contact me

Doesn't Recommend
over a year ago

COMPLAIN TO ATTORNEY GENRAL ON THIS COMPANY! – I wrote this company regarding its unprofessional, illegal and unethical practices, antics, tactics and procedures used of trying to collect an account from me, plus disputing the account.

the company has not responded. it has been well almost two months.

i have noticed this week that the account has been posted to my credit report(s).


Doesn't Recommend
over a year ago

Deception – After further investigate of capstone credit and collection we find that agreement that they are using aren't valid because their services are not been use by those companies.Name on agreement are of people who don't work for those holding company.The holding company who was contact and the complex had no idea about this.All The Credit Bureau's Has and will be notified of this deception.In fact one complex I spoke says they haven't been used in over five years.They from their understanding this corporation has been dissolved

Doesn't Recommend
over a year ago

This place is crap – This place is a scam, tired of them calling me for a balance that was never suppose to be. I was given a deposit back from my old apartments and was still called by these fools for a balance. WHY WOULD THEY GIVE ME MY DEPOSIT BACK IF I OWED ANYTHING. GET A LIFE PAUL.

Doesn't Recommend
over a year ago

Think twice before dealing with Capstone Credit & Collection – This company needs to be stopped. There was a new bill passed (bill s2086) ~ must read up on this~. As of Oct 1, 2010 there might be a way to stop these guys. To launch an investigation there will need to be 5 valid complaints on this company with in a 12 month period. I don't think this takes effect until Oct 1, 2010. So on Oct 2, 2010 if you had a problem with this company please call the Office Of Financial Regulations (850)453-7908. Tell them you need the Consumer Collection Practice Act Complaint Form.

Capstone also changed from an Inc to an LLC this year. The companies current name is Capstone Credit & Collections, LLC address. 120 Lutz Lake Fern Rd W, Lutz FL, 33548

This company never read a mini miranda to the debtors, they use profanity, collection agencies as never to threat you or to threaten litigation on you. (If they threatened Litigation please right a letter to the Florida Bar)

Doesn't Recommend
over a year ago

THe rudest, nastiest business I've ever talked to... – I called to make paymetns on my daughter's account adn was told that even if I made the payments it woudl go ont he credit report. When I asked waht the point was of paying it off if that was the case, Carrie Morgan slammed the phone down in my ear. When I called back to speak to the obviously fictional "Ron Price", she said that I had talked to her before adn slammed the phone down again. UNBELIEBABLE!!!

Doesn't Recommend
over a year ago

I dont believe this – Total crap, if these guys didnt write that themselves then Im the worlds tallest midget with a house on stilts.

over a year ago

Right to the point – I ignored the letters and calls till they stopped but this caught up with me when I needed an apt real bad & although she was TOUGH I admit fair.

I didnt need a story or ecuse just $ and she worked with me on a settlement to help me move. Im now in my new apt and luv it. Thanks


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Capstone Credit Svc

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